Associate Professor Tim Higgins

Tim Higgins is an Associate Professor of Actuarial Studies, and a Fellow of the Institute of Actuaries of Australia. Tim has done extensive research in income-contingent loan theory and applications, with a primary focus on policy analysis, model development and costing of the Australian HECS scheme.  His other research has included stochastic modelling of earnings dynamics, demographic modelling, financial literacy and behaviour, and superannuation and retirement policy.  Tim’s research has been funded twice through the Australian Research Council’s Linkage Projects as well as once through their Academies Linkage Grant (Academy of Social Sciences of Australia). Tim’s work has appeared in top peer reviewed journals including Economics of Education Review and Australian Journal of Management. He has also made direct contributions to parliamentary and government agenda, independent and industry practice, with analysis and insights provided in the media. Finally, Tim is co-editor and author of the book Income Contingent Loans: Theory, Practice and Prospects with Professor Bruce Chapman and Nobel Laureate, Joseph Stiglitz.

View ORCID profile